ZIP comparison · Albany-Schenectady-Troy, NY
12023 vs 12189
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12023NY | ZIP12189Watervliet, NY |
|---|---|---|
| Home value | ||
| Typical home value | Better: $310,614 | $308,990 |
| 1-year appreciation | Better: +4.3% | +3.1% |
| 5-year CAGR | Better: +7.2% | +6.1% |
| 10-year CAGR | Better: +6.3% | +5.3% |
| Rent & investment | ||
| Monthly rent | — | $1,535 |
| Gross yield | — | 6.0% |
| Cap rate | — | 3.6% |
| Property tax | ||
| Effective tax rate | Better: 1.4% | 1.6% |
| Typical annual tax | Better: $4,313 | $4,902 |
| Demographics | ||
| Population | 1,791 | 18,656 |
| Median household income | Better: $112,885 | $65,276 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | -518 | -518 |
| Schools | ||
| Public schools | 2 | 2 |
| Students enrolled | 714 | 1,393 |