ZIP comparison · Albany-Schenectady-Troy, NY
12046 vs 12208
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12046NY | ZIP12208Albany, NY |
|---|---|---|
| Home value | ||
| Typical home value | $319,975 | Better: $322,499 |
| 1-year appreciation | +2.3% | Better: +4.1% |
| 5-year CAGR | +5.9% | Better: +6.4% |
| 10-year CAGR | Better: +5.7% | +5.3% |
| Rent & investment | ||
| Monthly rent | — | $1,639 |
| Gross yield | — | 6.1% |
| Cap rate | — | 3.7% |
| Property tax | ||
| Effective tax rate | Better: 0.8% | 2.2% |
| Typical annual tax | Better: $2,624 | $7,114 |
| Demographics | ||
| Population | 358 | 23,289 |
| Median household income | Better: $80,707 | $70,413 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | -518 | -518 |
| Schools | ||
| Public schools | — | 2 |
| Students enrolled | — | 851 |