ZIP comparison · Albany-Schenectady-Troy, NY

12074 vs 12203

Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.

MetricZIP12074Galway, NYZIP12203Albany, NY
Home value
Typical home valueBetter: $334,838$334,229
1-year appreciationBetter: +5.7%+3.9%
5-year CAGR+5.7%Better: +6.4%
10-year CAGR+5.5%Better: +5.5%
Rent & investment
Monthly rent$1,655
Gross yield5.9%
Cap rate3.6%
Property tax
Effective tax rateBetter: 1.1%2.1%
Typical annual taxBetter: $3,844$7,150
Demographics
Population2,84830,771
Median household incomeBetter: $94,583$83,147
Climate & migration
Overall risk (FEMA NRI)Relatively LowRelatively Moderate
Net migrationBetter: +265-518
Schools
Public schools24
Students enrolled8263,937