ZIP comparison · Albany-Schenectady-Troy, NY
12077 vs 12863
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12077NY | ZIP12863NY |
|---|---|---|
| Home value | ||
| Typical home value | Better: $484,514 | $482,989 |
| 1-year appreciation | +6.3% | Better: +7.1% |
| 5-year CAGR | Better: +7.1% | +6.5% |
| 10-year CAGR | Better: +5.7% | +5.4% |
| Rent & investment | ||
| Monthly rent | $1,709 | — |
| Gross yield | 4.2% | — |
| Cap rate | 2.5% | — |
| Property tax | ||
| Effective tax rate | 2.0% | Better: 1.3% |
| Typical annual tax | $9,838 | Better: $6,514 |
| Demographics | ||
| Population | 7,017 | 910 |
| Median household income | Better: $118,257 | $96,679 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Low |
| Net migration | -518 | Better: +265 |
| Schools | ||
| Public schools | 1 | — |
| Students enrolled | 372 | — |