ZIP comparison · Albany-Schenectady-Troy, NY
12086 vs 12209
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12086Hagaman, NY | ZIP12209Albany, NY |
|---|---|---|
| Home value | ||
| Typical home value | Better: $267,554 | $264,398 |
| 1-year appreciation | +4.7% | Better: +4.8% |
| 5-year CAGR | +6.3% | Better: +6.9% |
| 10-year CAGR | Better: +6.7% | +6.2% |
| Rent & investment | ||
| Monthly rent | — | $1,583 |
| Gross yield | — | 7.2% |
| Cap rate | — | 4.3% |
| Property tax | ||
| Effective tax rate | Better: 1.6% | 2.1% |
| Typical annual tax | Better: $4,248 | $5,510 |
| Demographics | ||
| Population | 1,587 | 10,626 |
| Median household income | $78,155 | Better: $89,390 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Low | Relatively Moderate |
| Net migration | Better: +265 | -518 |
| Schools | ||
| Public schools | — | 3 |
| Students enrolled | — | 1,216 |