ZIP comparison · Albany-Schenectady-Troy, NY
12093 vs 12304
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12093Jefferson CDP, NY | ZIP12304Schenectady, NY |
|---|---|---|
| Home value | ||
| Typical home value | $253,417 | Better: $254,262 |
| 1-year appreciation | Better: +6.9% | +5.2% |
| 5-year CAGR | +7.4% | Better: +7.6% |
| 10-year CAGR | +7.0% | Better: +7.7% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | Better: 1.8% | 2.0% |
| Typical annual tax | Better: $4,440 | $5,137 |
| Demographics | ||
| Population | 1,276 | 22,403 |
| Median household income | $65,321 | Better: $69,235 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Very Low | Relatively Low |
| Net migration | -6 | Better: +61 |
| Schools | ||
| Public schools | 1 | 5 |
| Students enrolled | 150 | 2,083 |