ZIP comparison · Albany-Schenectady-Troy, NY

12138 vs 12209

Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.

MetricZIP12138NYZIP12209Albany, NY
Home value
Typical home value$262,462Better: $264,398
1-year appreciationBetter: +5.8%+4.8%
5-year CAGR+6.2%Better: +6.9%
10-year CAGR+6.1%Better: +6.2%
Rent & investment
Monthly rent$1,583
Gross yield7.2%
Cap rate4.3%
Property tax
Effective tax rateBetter: 1.5%2.1%
Typical annual taxBetter: $4,000$5,510
Demographics
Population2,69510,626
Median household income$75,833Better: $89,390
Climate & migration
Overall risk (FEMA NRI)Relatively ModerateRelatively Moderate
Net migrationBetter: +4-518
Schools
Public schools3
Students enrolled1,216