ZIP comparison · Albany-Schenectady-Troy, NY
12138 vs 12308
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12138NY | ZIP12308Schenectady, NY |
|---|---|---|
| Home value | ||
| Typical home value | Better: $262,462 | $259,364 |
| 1-year appreciation | Better: +5.8% | +4.0% |
| 5-year CAGR | +6.2% | Better: +8.0% |
| 10-year CAGR | +6.1% | Better: +8.3% |
| Rent & investment | ||
| Monthly rent | — | $1,444 |
| Gross yield | — | 6.7% |
| Cap rate | — | 4.0% |
| Property tax | ||
| Effective tax rate | Better: 1.5% | 2.3% |
| Typical annual tax | Better: $4,000 | $6,084 |
| Demographics | ||
| Population | 2,695 | 15,511 |
| Median household income | Better: $75,833 | $63,434 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Low |
| Net migration | +4 | Better: +61 |
| Schools | ||
| Public schools | — | 5 |
| Students enrolled | — | 4,640 |