ZIP comparison · Albany-Schenectady-Troy, NY
12148 vs 12866
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12148NY | ZIP12866Saratoga Springs, NY |
|---|---|---|
| Home value | ||
| Typical home value | $550,683 | Better: $636,753 |
| 1-year appreciation | Better: +5.4% | +4.3% |
| 5-year CAGR | Better: +7.4% | +6.8% |
| 10-year CAGR | Better: +5.6% | +5.4% |
| Rent & investment | ||
| Monthly rent | — | $2,008 |
| Gross yield | — | 3.8% |
| Cap rate | — | 2.3% |
| Property tax | ||
| Effective tax rate | 1.5% | Better: 1.2% |
| Typical annual tax | $8,343 | Better: $7,524 |
| Demographics | ||
| Population | 4,023 | 40,057 |
| Median household income | Better: $141,984 | $101,901 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Low | Relatively Low |
| Net migration | +265 | +265 |
| Schools | ||
| Public schools | 1 | 7 |
| Students enrolled | 387 | 5,409 |