ZIP comparison · Albany-Schenectady-Troy, NY
12157 vs 12305
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12157Schoharie, NY | ZIP12305Schenectady, NY |
|---|---|---|
| Home value | ||
| Typical home value | $282,699 | Better: $283,145 |
| 1-year appreciation | Better: +7.7% | -0.8% |
| 5-year CAGR | Better: +8.7% | +4.3% |
| 10-year CAGR | Better: +7.7% | +5.8% |
| Rent & investment | ||
| Monthly rent | — | $1,346 |
| Gross yield | — | 5.7% |
| Cap rate | — | 3.4% |
| Property tax | ||
| Effective tax rate | Better: 2.2% | 2.6% |
| Typical annual tax | Better: $6,347 | $7,268 |
| Demographics | ||
| Population | 4,713 | 7,356 |
| Median household income | Better: $75,997 | $53,326 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Very Low | Relatively Low |
| Net migration | -6 | Better: +61 |
| Schools | ||
| Public schools | 2 | 1 |
| Students enrolled | 812 | 145 |