ZIP comparison · Albany-Schenectady-Troy, NY
12170 vs 12309
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12170Stillwater, NY | ZIP12309Niskayuna CDP, NY |
|---|---|---|
| Home value | ||
| Typical home value | $399,530 | Better: $403,655 |
| 1-year appreciation | +5.4% | Better: +6.0% |
| 5-year CAGR | +6.2% | Better: +6.7% |
| 10-year CAGR | +5.5% | Better: +5.6% |
| Rent & investment | ||
| Monthly rent | — | $1,553 |
| Gross yield | — | 4.6% |
| Cap rate | — | 2.8% |
| Property tax | ||
| Effective tax rate | Better: 1.2% | 2.2% |
| Typical annual tax | Better: $4,796 | $8,834 |
| Demographics | ||
| Population | 5,351 | 33,246 |
| Median household income | $102,857 | Better: $125,274 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Low | Relatively Low |
| Net migration | Better: +265 | +61 |
| Schools | ||
| Public schools | 2 | 7 |
| Students enrolled | 1,021 | 3,943 |