ZIP comparison · Albany-Schenectady-Troy, NY
12185 vs 12303
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP12185Valley Falls, NY | ZIP12303Rotterdam CDP, NY |
|---|---|---|
| Home value | ||
| Typical home value | $312,422 | Better: $314,549 |
| 1-year appreciation | Better: +7.8% | +4.7% |
| 5-year CAGR | Better: +6.3% | +6.1% |
| 10-year CAGR | Better: +5.8% | +5.7% |
| Rent & investment | ||
| Monthly rent | — | $1,582 |
| Gross yield | — | 6.0% |
| Cap rate | — | 3.6% |
| Property tax | ||
| Effective tax rate | 2.1% | Better: 2.0% |
| Typical annual tax | $6,519 | Better: $6,225 |
| Demographics | ||
| Population | 1,709 | 29,360 |
| Median household income | Better: $110,625 | $84,375 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | Better: +4 | -518 |
| Schools | ||
| Public schools | — | 9 |
| Students enrolled | — | 5,191 |