ZIP comparison · Baltimore-Columbia-Towson, MD
21012 vs 21409
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP21012Arnold CDP, MD | ZIP21409Cape St. Claire CDP, MD |
|---|---|---|
| Home value | ||
| Typical home value | Better: $601,021 | $597,500 |
| 1-year appreciation | Better: +1.7% | +1.1% |
| 5-year CAGR | +3.4% | Better: +3.4% |
| 10-year CAGR | +3.9% | Better: +3.9% |
| Rent & investment | ||
| Monthly rent | Better: $2,698 | $2,962 |
| Gross yield | 5.4% | Better: 5.9% |
| Cap rate | 3.2% | Better: 3.6% |
| Property tax | ||
| Effective tax rate | Better: 0.8% | 0.8% |
| Typical annual tax | Better: $4,622 | $4,721 |
| Demographics | ||
| Population | 22,570 | 20,289 |
| Median household income | $139,432 | Better: $147,151 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | -788 | -788 |
| Schools | ||
| Public schools | 6 | 3 |
| Students enrolled | 3,457 | 3,303 |