ZIP comparison · Panama City-Panama City Beach, FL
32409 vs 32413
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP32409Lynn Haven, FL | ZIP32413Panama City Beach, FL |
|---|---|---|
| Home value | ||
| Typical home value | $372,189 | Better: $467,963 |
| 1-year appreciation | Better: +1.4% | -3.6% |
| 5-year CAGR | Better: +5.3% | +4.7% |
| 10-year CAGR | +6.1% | Better: +6.9% |
| Rent & investment | ||
| Monthly rent | — | $1,659 |
| Gross yield | — | 4.3% |
| Cap rate | — | 2.6% |
| Property tax | ||
| Effective tax rate | Better: 0.5% | 0.6% |
| Typical annual tax | Better: $1,978 | $2,761 |
| Demographics | ||
| Population | 11,113 | 15,453 |
| Median household income | $64,516 | Better: $80,039 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | +2,172 | +2,172 |
| Schools | ||
| Public schools | 2 | 2 |
| Students enrolled | 2,151 | 1,182 |