ZIP comparison · Panama City-Panama City Beach, FL
32438 vs 32462
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP32438FL | ZIP32462Vernon, FL |
|---|---|---|
| Home value | ||
| Typical home value | $157,238 | Better: $185,724 |
| 1-year appreciation | Better: +4.2% | -2.7% |
| 5-year CAGR | +4.1% | Better: +4.5% |
| 10-year CAGR | +8.3% | Better: +8.4% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | 0.4% | Better: 0.3% |
| Typical annual tax | Better: $579 | $640 |
| Demographics | ||
| Population | 4,815 | 3,920 |
| Median household income | $50,000 | Better: $50,662 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Low |
| Net migration | Better: +2,172 | +117 |
| Schools | ||
| Public schools | — | 3 |
| Students enrolled | — | 1,193 |