ZIP comparison · Bay City, MI
48634 vs 48732
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP48634MI | ZIP48732Essexville, MI |
|---|---|---|
| Home value | ||
| Typical home value | $203,029 | Better: $206,189 |
| 1-year appreciation | +7.1% | Better: +7.3% |
| 5-year CAGR | Better: +6.7% | +5.9% |
| 10-year CAGR | Better: +6.3% | +5.6% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | Better: 1.2% | 1.4% |
| Typical annual tax | Better: $2,471 | $2,844 |
| Demographics | ||
| Population | 4,334 | 11,340 |
| Median household income | Better: $87,992 | $57,903 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Low | Relatively Low |
| Net migration | +64 | +64 |
| Schools | ||
| Public schools | 1 | 7 |
| Students enrolled | 109 | 1,750 |