ZIP comparison · Saginaw, MI
48638 vs 48649
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP48638Saginaw, MI | ZIP48649Oakley, MI |
|---|---|---|
| Home value | ||
| Typical home value | Better: $198,449 | $190,218 |
| 1-year appreciation | Better: +7.1% | +5.5% |
| 5-year CAGR | Better: +8.4% | +4.9% |
| 10-year CAGR | Better: +8.0% | +6.7% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | 1.5% | Better: 1.2% |
| Typical annual tax | $2,918 | Better: $2,304 |
| Demographics | ||
| Population | 12,875 | 1,699 |
| Median household income | $69,459 | Better: $72,609 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | -341 | -341 |
| Schools | ||
| Public schools | 4 | — |
| Students enrolled | 2,035 | — |