ZIP comparison · St. Cloud, MN
56312 vs 56362
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP56312Belgrade, MN | ZIP56362Paynesville, MN |
|---|---|---|
| Home value | ||
| Typical home value | $328,956 | Better: $329,186 |
| 1-year appreciation | +3.2% | Better: +4.5% |
| 5-year CAGR | +5.7% | Better: +7.1% |
| 10-year CAGR | +5.5% | Better: +6.8% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | Better: 0.7% | 0.8% |
| Typical annual tax | Better: $2,465 | $2,745 |
| Demographics | ||
| Population | 2,270 | 5,773 |
| Median household income | $70,000 | Better: $86,212 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively Moderate | Relatively Moderate |
| Net migration | -412 | -412 |
| Schools | ||
| Public schools | 2 | 2 |
| Students enrolled | 317 | 920 |