ZIP comparison · Champaign-Urbana, IL
61856 vs 61864
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP61856Monticello, IL | ZIP61864Philo, IL |
|---|---|---|
| Home value | ||
| Typical home value | Better: $272,131 | $259,903 |
| 1-year appreciation | +6.4% | Better: +10.1% |
| 5-year CAGR | +4.6% | Better: +5.3% |
| 10-year CAGR | +4.0% | Better: +4.0% |
| Rent & investment | ||
| Monthly rent | — | — |
| Gross yield | — | — |
| Cap rate | — | — |
| Property tax | ||
| Effective tax rate | 1.6% | Better: 1.6% |
| Typical annual tax | $4,472 | Better: $4,104 |
| Demographics | ||
| Population | 8,226 | 2,003 |
| Median household income | $103,559 | Better: $110,139 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Very Low | Relatively Moderate |
| Net migration | Better: -28 | -1,307 |
| Schools | ||
| Public schools | 3 | 1 |
| Students enrolled | 1,418 | 241 |