ZIP comparison · Santa Maria-Santa Barbara, CA
93108 vs 93109
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP93108Montecito CDP, CA | ZIP93109Santa Barbara, CA |
|---|---|---|
| Home value | ||
| Typical home value | Better: $5,117,039 | $2,460,911 |
| 1-year appreciation | Better: +8.7% | +2.8% |
| 5-year CAGR | Better: +10.3% | +8.3% |
| 10-year CAGR | Better: +6.5% | +6.4% |
| Rent & investment | ||
| Monthly rent | $16,181 | Better: $6,183 |
| Gross yield | Better: 3.8% | 3.0% |
| Cap rate | Better: 2.3% | 1.8% |
| Property tax | ||
| Effective tax rate | 0.6% | Better: 0.4% |
| Typical annual tax | $30,975 | Better: $10,922 |
| Demographics | ||
| Population | 11,526 | 10,915 |
| Median household income | Better: $230,419 | $123,347 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively High | Relatively High |
| Net migration | -2,163 | -2,163 |
| Schools | ||
| Public schools | 2 | 4 |
| Students enrolled | 522 | 1,153 |