ZIP comparison · Modesto, CA
95350 vs 95386
Side-by-side comparison of two ZIP codes — typical home value, rent, yield, taxes, schools, and demographics. The greener number on each row signals which ZIP comes out ahead on that metric.
| Metric | ZIP95350Modesto, CA | ZIP95386Waterford, CA |
|---|---|---|
| Home value | ||
| Typical home value | $429,525 | Better: $431,934 |
| 1-year appreciation | -0.6% | Better: +0.8% |
| 5-year CAGR | +3.6% | Better: +3.7% |
| 10-year CAGR | Better: +6.8% | +6.7% |
| Rent & investment | ||
| Monthly rent | $1,916 | — |
| Gross yield | 5.4% | — |
| Cap rate | 3.2% | — |
| Property tax | ||
| Effective tax rate | 0.6% | Better: 0.6% |
| Typical annual tax | $2,614 | Better: $2,609 |
| Demographics | ||
| Population | 57,136 | 10,666 |
| Median household income | Better: $75,621 | $73,196 |
| Climate & migration | ||
| Overall risk (FEMA NRI) | Relatively High | Relatively High |
| Net migration | -988 | -988 |
| Schools | ||
| Public schools | 18 | 8 |
| Students enrolled | 12,008 | 2,693 |