HousingHandbookReference data

U.S. ZIP Code · MA01035

Hampshire County · Amherst Town-Northampton, MA

Typical home value

$516,721[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+4.5%
10-year / yr
+4.8%

Relative price

vs U.S.
+81.9%
vs metro
+20.7%
vs state
-15.5%
ZIP 01035 location in MA
Location of ZIP 01035 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01035 is worth $516,721 — 20.7% above the Amherst Town-Northampton, MA median. Over the past year, values have fallen 0.6%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,608[3]

#Climate risk

FEMA National Risk Index ratings for Hampshire County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
5,306[3]
Median household income
$119,259[3]

#Migration

Household moves in and out of Hampshire County over a year, from IRS tax-return data.

Net migration
-475[5]
Moved in
4,338
Moved out
4,813

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
1
  • Pioneer Valley Chinese Immersion Charter School

    Other · Grades K–12 · Pioneer Valley Chinese Immersion Charter (District)

    552 students

  • Hadley Elementary

    Elementary · Grades PK–6 · Hadley

    292 students

  • Hopkins Academy

    High · Grades 7–12 · Hadley

    211 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,613
Loan principal$413,377
Down payment$103,344
Total interest paid$527,240

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,427
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
20th percentile[1]
Rental yield
[2]
Property tax
0th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01035?
The typical home in 01035 is worth $516,721, based on the Zillow Home Value Index.
Are home values rising in 01035?
Home values in 01035 are down 0.6% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 01035?
The effective property tax rate in 01035 is 0.9% — roughly $4,608 a year on a typical home.
Who lives in 01035?
ZIP code 01035 has a population of 5,306 and a median household income of $119,259.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Northampton, MA

    Typical home
    $499,219
    Gross yield
    5.8%
  • Amherst Town, MA

    Typical home
    $534,656
    Gross yield
    5.8%
  • MA

    Typical home
    $492,969
    Gross yield
  • Northampton, MA

    Typical home
    $491,830
    Gross yield
  • Hatfield CDP, MA

    Typical home
    $489,011
    Gross yield
  • Belchertown CDP, MA

    Typical home
    $471,339
    Gross yield

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