HousingHandbookReference data

U.S. ZIP Code · MA01070

Hampshire County · Amherst Town-Northampton, MA

Typical home value

$329,363[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+2.7%
10-year / yr
+4.4%

Relative price

vs U.S.
+15.9%
vs metro
-23.1%
vs state
-46.2%
ZIP 01070 location in MA
Location of ZIP 01070 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01070 is worth $329,363 — 23.1% below the Amherst Town-Northampton, MA median. Over the past year, values have risen 1.7%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,696[3]

#Climate risk

FEMA National Risk Index ratings for Hampshire County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
575[3]
Median household income
$60,536[3]

#Migration

Household moves in and out of Hampshire County over a year, from IRS tax-return data.

Net migration
-475[5]
Moved in
4,338
Moved out
4,813

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,665
Loan principal$263,490
Down payment$65,873
Total interest paid$336,067

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,247
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
10th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01070?
The typical home in 01070 is worth $329,363, based on the Zillow Home Value Index.
Are home values rising in 01070?
Home values in 01070 are up 1.7% over the past year, and up 2.7% a year over five years.
What is the property tax rate in 01070?
The effective property tax rate in 01070 is 1.1% — roughly $3,696 a year on a typical home.
Who lives in 01070?
ZIP code 01070 has a population of 575 and a median household income of $60,536.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • MA

    Typical home
    $329,973
    Gross yield
  • Huntington CDP, MA

    Typical home
    $353,365
    Gross yield
  • Ware CDP, MA

    Typical home
    $354,883
    Gross yield
  • MA

    Typical home
    $380,626
    Gross yield
  • MA

    Typical home
    $382,040
    Gross yield
  • MA

    Typical home
    $382,906
    Gross yield

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