HousingHandbookReference data

U.S. ZIP Code · MA01095

Hampden County · Springfield, MA

Typical home value

$478,719[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.6%
5-year / yr
+6.4%
10-year / yr
+5.7%

Relative price

vs U.S.
+68.5%
vs metro
+42.6%
vs state
-21.7%
ZIP 01095 location in MA
Location of ZIP 01095 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01095 is worth $478,719 — 42.6% above the Springfield, MA median. Over the past year, values have risen 4.6%. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$6,789[3]

#Climate risk

FEMA National Risk Index ratings for Hampden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
14,618[3]
Median household income
$122,330[3]

#Migration

Household moves in and out of Hampden County over a year, from IRS tax-return data.

Net migration
-1,038[5]
Moved in
6,895
Moved out
7,933

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Minnechaug Regional High

    High · Grades 9–12 · Hampden-Wilbraham

    981 students

  • Wilbraham Middle

    Middle · Grades 6–8 · Hampden-Wilbraham

    606 students

  • Mile Tree Elementary

    Elementary · Grades PK–1 · Hampden-Wilbraham

    360 students

  • Soule Road

    Elementary · Grades 4–5 · Hampden-Wilbraham

    323 students

  • Stony Hill School

    Elementary · Grades 2–3 · Hampden-Wilbraham

    291 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,421
Loan principal$382,975
Down payment$95,744
Total interest paid$488,464

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,386
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
59th percentile[1]
Rental yield
[2]
Property tax
59th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01095?
The typical home in 01095 is worth $478,719, based on the Zillow Home Value Index.
Are home values rising in 01095?
Home values in 01095 are up 4.6% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 01095?
The effective property tax rate in 01095 is 1.4% — roughly $6,789 a year on a typical home.
Who lives in 01095?
ZIP code 01095 has a population of 14,618 and a median household income of $122,330.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • MA

    Typical home
    $446,428
    Gross yield
  • MA

    Typical home
    $439,106
    Gross yield
  • Longmeadow CDP, MA

    Typical home
    $531,488
    Gross yield
  • Springfield, MA

    Typical home
    $424,269
    Gross yield
  • MA

    Typical home
    $418,938
    Gross yield
  • Westfield, MA

    Typical home
    $410,518
    Gross yield

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