HousingHandbookReference data

U.S. ZIP Code · MA01104

Hampden County · Springfield, MA

Typical home value

$286,724[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+6.7%
10-year / yr
+8.7%

Relative price

vs U.S.
≈ U.S. median
vs metro
-14.6%
vs state
-53.1%
ZIP 01104 location in MA
Location of ZIP 01104 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01104 is worth $286,724 — 14.6% below the Springfield, MA median. Over the past year, values have risen 2.4%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$3,683[3]

#Climate risk

FEMA National Risk Index ratings for Hampden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
23,209[3]
Median household income
$50,154[3]

#Migration

Household moves in and out of Hampden County over a year, from IRS tax-return data.

Net migration
-1,038[5]
Moved in
6,895
Moved out
7,933

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
8
Middle
2
High
2
  • The Springfield Renaissance School an Expeditionary Learning

    High · Grades 6–12 · Springfield

    609 students

  • Edward P. Boland School

    Elementary · Grades PK–5 · Springfield

    554 students

  • Springfield Preparatory Charter School

    Elementary · Grades K–8 · Springfield Preparatory Charter School (District)

    487 students

  • Alfred G. Zanetti Montessori Magnet School

    Elementary · Grades PK–8 · Springfield

    425 students

  • Baystate Academy Charter Public School

    High · Grades 6–12 · Baystate Academy Charter Public School (District)

    414 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,450
Loan principal$229,380
Down payment$57,345
Total interest paid$292,561

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,995
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
71st percentile[1]
Rental yield
[2]
Property tax
35th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01104?
The typical home in 01104 is worth $286,724, based on the Zillow Home Value Index.
Are home values rising in 01104?
Home values in 01104 are up 2.4% over the past year, and up 6.7% a year over five years.
What is the property tax rate in 01104?
The effective property tax rate in 01104 is 1.3% — roughly $3,683 a year on a typical home.
Who lives in 01104?
ZIP code 01104 has a population of 23,209 and a median household income of $50,154.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Springfield, MA

    Typical home
    $287,613
    Gross yield
  • Springfield, MA

    Typical home
    $275,969
    Gross yield
  • Chester CDP, MA

    Typical home
    $299,385
    Gross yield
  • Springfield, MA

    Typical home
    $300,552
    Gross yield
    6.7%
  • Springfield, MA

    Typical home
    $309,970
    Gross yield
  • Palmer Town, MA

    Typical home
    $310,461
    Gross yield

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