HousingHandbookReference data

U.S. ZIP Code · MA01840

Essex County · Boston-Cambridge-Newton, MA-NH

Typical home value

$374,239[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.2%
5-year / yr
+6.4%
10-year / yr
+9.2%

Relative price

vs U.S.
+31.7%
vs metro
-48.4%
vs state
-38.8%
ZIP 01840 location in MA
Location of ZIP 01840 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01840 is worth $374,239 — 48.4% below the Boston-Cambridge-Newton, MA-NH median. Over the past year, values have risen 4.2%. Homes here rent for a typical $2,390 a month — a 7.7% gross rental yield.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,390[2]
Gross yield
7.7%[2]
Cap rate
4.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Essex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
8,522[3]
Median household income
$42,211[3]

#Migration

Household moves in and out of Essex County over a year, from IRS tax-return data.

Net migration
-1,940[5]
Moved in
16,251
Moved out
18,191

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Francis M Leahy

    Elementary · Grades PK–5 · Lawrence

    482 students

  • Oliver Elementary School

    Elementary · Grades 1–5 · Lawrence

    462 students

  • Oliver Middle School

    Middle · Grades 6–8 · Lawrence

    346 students

  • Phoenix Academy Public Charter High School Lawrence

    High · Grades 9–12 · Phoenix Academy Public Charter High School Lawrence (Distric

    114 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.7%
Net yield (after ~40% expenses)4.6%
Annual rent$28,674

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,892
Loan principal$299,391
Down payment$74,848
Total interest paid$381,857

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.08
Monthly cost to own$2,578
Monthly rent$2,390

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
70th percentile[1]
Rental yield
100th percentile[2]
Property tax
[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 01840?
The typical home in 01840 is worth $374,239, based on the Zillow Home Value Index.
Are home values rising in 01840?
Home values in 01840 are up 4.2% over the past year, and up 6.4% a year over five years.
What is the typical rent in 01840?
A typical home in 01840 rents for about $2,390 a month, a gross rental yield of 7.7%.
Who lives in 01840?
ZIP code 01840 has a population of 8,522 and a median household income of $42,211.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Rochester, NH

    Typical home
    $397,358
    Gross yield
  • Rochester, NH

    Typical home
    $413,958
    Gross yield
  • Milton Mills CDP, NH

    Typical home
    $414,332
    Gross yield
  • Rochester, NH

    Typical home
    $419,452
    Gross yield
  • Union CDP, NH

    Typical home
    $421,326
    Gross yield
  • Farmington CDP, NH

    Typical home
    $422,300
    Gross yield

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