HousingHandbookReference data

U.S. ZIP Code · MA01860

Essex County · Boston-Cambridge-Newton, MA-NH

Typical home value

$662,818[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.6%
10-year / yr
+6.4%

Relative price

vs U.S.
+133.3%
vs metro
-8.7%
vs state
+8.4%
ZIP 01860 location in MA
Location of ZIP 01860 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 01860 is worth $662,818 — 8.7% below the Boston-Cambridge-Newton, MA-NH median. Over the past year, values have risen 1.8%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$8,862[3]

#Climate risk

FEMA National Risk Index ratings for Essex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
6,748[3]
Median household income
$123,054[3]

#Migration

Household moves in and out of Essex County over a year, from IRS tax-return data.

Net migration
-1,940[5]
Moved in
16,251
Moved out
18,191

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Helen R Donaghue School

    Elementary · Grades 3–6 · Pentucket

    245 students

  • Dr Frederick N Sweetsir

    Elementary · Grades PK–2 · Pentucket

    231 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,352
Loan principal$530,254
Down payment$132,564
Total interest paid$676,310

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,644
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
52nd percentile[1]
Rental yield
[2]
Property tax
77th percentile[3]

Frequently asked

How much is a home worth in ZIP code 01860?
The typical home in 01860 is worth $662,818, based on the Zillow Home Value Index.
Are home values rising in 01860?
Home values in 01860 are up 1.8% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 01860?
The effective property tax rate in 01860 is 1.3% — roughly $8,862 a year on a typical home.
Who lives in 01860?
ZIP code 01860 has a population of 6,748 and a median household income of $123,054.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Seabrook Beach CDP, NH

    Typical home
    $661,350
    Gross yield
  • Boston, MA

    Typical home
    $660,738
    Gross yield
    6.2%
  • North Pembroke CDP, MA

    Typical home
    $665,983
    Gross yield
    5.6%
  • Boston, MA

    Typical home
    $657,044
    Gross yield
    4.9%
  • MA

    Typical home
    $656,907
    Gross yield
  • Boston, MA

    Typical home
    $669,214
    Gross yield
    5.6%

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