HousingHandbookReference data

U.S. ZIP Code · MA02130

Suffolk County · Boston-Cambridge-Newton, MA-NH

Typical home value

$818,312[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.4%
5-year / yr
+2.4%
10-year / yr
+3.4%

Relative price

vs U.S.
+188.1%
vs metro
+12.7%
vs state
+33.8%
ZIP 02130 location in MA
Location of ZIP 02130 in MA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 02130 is worth $818,312 — 12.7% above the Boston-Cambridge-Newton, MA-NH median. Over the past year, values have risen 0.4%. Homes here rent for a typical $3,379 a month — a 5.0% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,379[2]
Gross yield
5.0%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$5,254[3]

#Climate risk

FEMA National Risk Index ratings for Suffolk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively High
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
40,055[3]
Median household income
$131,551[3]

#Migration

Household moves in and out of Suffolk County over a year, from IRS tax-return data.

Net migration
-4,023[5]
Moved in
36,567
Moved out
40,590

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
6
Middle
0
High
4
  • Curley K-8 School

    Elementary · Grades PK–8 · Boston

    912 students

  • English High School

    High · Grades 7–12 · Boston

    682 students

  • Hennigan K-8 School

    Elementary · Grades K–8 · Boston

    505 students

  • Kennedy John F Elementary School

    Elementary · Grades PK–6 · Boston

    396 students

  • Margarita Muniz Academy

    High · Grades 9–12 · Boston

    308 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.0%
Net yield (after ~40% expenses)3.0%
Annual rent$40,545

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,138
Loan principal$654,650
Down payment$163,662
Total interest paid$834,970

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.56
Monthly cost to own$5,256
Monthly rent$3,379

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
7th percentile[1]
Rental yield
68th percentile[2]
Property tax
7th percentile[3]

Frequently asked

How much is a home worth in ZIP code 02130?
The typical home in 02130 is worth $818,312, based on the Zillow Home Value Index.
Are home values rising in 02130?
Home values in 02130 are up 0.4% over the past year, and up 2.4% a year over five years.
What is the typical rent in 02130?
A typical home in 02130 rents for about $3,379 a month, a gross rental yield of 5.0%.
What is the property tax rate in 02130?
The effective property tax rate in 02130 is 0.6% — roughly $5,254 a year on a typical home.
Who lives in 02130?
ZIP code 02130 has a population of 40,055 and a median household income of $131,551.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Stoneham CDP, MA

    Typical home
    $817,553
    Gross yield
    4.7%
  • Waltham, MA

    Typical home
    $819,176
    Gross yield
    4.8%
  • MA

    Typical home
    $820,269
    Gross yield
  • Boston, MA

    Typical home
    $820,765
    Gross yield
    4.0%
  • Waltham, MA

    Typical home
    $821,658
    Gross yield
    4.5%
  • Andover CDP, MA

    Typical home
    $814,162
    Gross yield
    4.0%

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