How much is a home worth in ZIP code 03102?

The typical home in 03102 is worth $422,268, based on the Zillow Home Value Index.

Are home values rising in 03102?

Home values in 03102 are up 1.3% over the past year, and up 7.3% a year over five years.

What is the typical rent in 03102?

A typical home in 03102 rents for about $2,052 a month, a gross rental yield of 5.8%.

What is the property tax rate in 03102?

The effective property tax rate in 03102 is 1.6% — roughly $6,784 a year on a typical home.

ZIP code 03102 has a population of 33,959 and a median household income of $74,327.

HousingHandbookReference data

…

U.S. ZIP Code · NH03102

Hillsborough County · Manchester-Nashua, NH

Typical home value

$422,268^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.3%
5-year / yr: +7.3%
10-year / yr: +8.3%

Relative price

vs U.S.: +48.7%
vs metro: -17.7%
vs state: -11.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 03102 is worth $422,268 — 17.7% below the Manchester-Nashua, NH median. Over the past year, values have risen 1.3%. Homes here rent for a typical $2,052 a month — a 5.8% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,052^[2]
Gross yield: 5.8%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $6,784^[3]

#Climate risk

FEMA National Risk Index ratings for Hillsborough County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 33,959^[3]
Median household income: $74,327^[3]

#Migration

Household moves in and out of Hillsborough County over a year, from IRS tax-return data.

Net migration: +22^[5]
Moved in: 11,745
Moved out: 11,723

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 5
Middle: 1
High: 2

Middle School At Parkside
Middle · Grades 5–8 · Manchester School District
801 students
Manchester West High School
High · Grades 9–12 · Manchester School District
771 students
Northwest Elementary School
Elementary · Grades K–4 · Manchester School District
501 students
Parker-Varney School
Elementary · Grades PK–4 · Manchester School District
394 students
Gossler Park School
Elementary · Grades PK–4 · Manchester School District
339 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.8%

Net yield (after ~40% expenses)3.5%

Annual rent$24,629

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,135

Loan principal$337,814

Down payment$84,454

Total interest paid$430,864

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.49

Monthly cost to own$3,054

Monthly rent$2,052

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 48th percentile^[1]
Rental yield: 83rd percentile^[2]
Property tax: 36th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 03102?: The typical home in 03102 is worth $422,268, based on the Zillow Home Value Index.
Are home values rising in 03102?: Home values in 03102 are up 1.3% over the past year, and up 7.3% a year over five years.
What is the typical rent in 03102?: A typical home in 03102 rents for about $2,052 a month, a gross rental yield of 5.8%.
What is the property tax rate in 03102?: The effective property tax rate in 03102 is 1.6% — roughly $6,784 a year on a typical home.
Who lives in 03102?: ZIP code 03102 has a population of 33,959 and a median household income of $74,327.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

03103 vs 03102 →
Manchester, NH
Typical home
$421,297
Gross yield
5.4%
03440 vs 03102 →
Antrim CDP, NH
Typical home
$428,924
Gross yield
—
03101
Manchester, NH
Typical home
$438,239
Gross yield
6.4%
03244
Hillsborough CDP, NH
Typical home
$388,988
Gross yield
—
03063
Nashua, NH
Typical home
$464,388
Gross yield
5.6%
03109
Manchester, NH
Typical home
$468,532
Gross yield
—

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#Jump to section

U.S. ZIP Code · NH03102

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