HousingHandbookReference data

U.S. ZIP Code · NH03246

Belknap County

Typical home value

$435,937[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+7.9%
10-year / yr
+8.8%

Relative price

vs U.S.
+53.5%
vs metro
vs state
-8.6%
ZIP 03246 location in NH
Location of ZIP 03246 in NH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 03246 is worth $435,937. Over the past year, values have risen 2.4%. Homes here rent for a typical $1,749 a month — a 4.8% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,749[2]
Gross yield
4.8%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$5,137[3]

#Climate risk

FEMA National Risk Index ratings for Belknap County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
17,103[3]
Median household income
$73,241[3]

#Migration

Household moves in and out of Belknap County over a year, from IRS tax-return data.

Net migration
+169[5]
Moved in
2,328
Moved out
2,159

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Laconia High School

    High · Grades 9–13 · Laconia School District

    583 students

  • Laconia Middle School

    Middle · Grades 6–8 · Laconia School District

    397 students

  • Woodland Heights Elementary School

    Elementary · Grades PK–5 · Laconia School District

    303 students

  • Elm Street School

    Elementary · Grades PK–5 · Laconia School District

    271 students

  • Pleasant Street School

    Elementary · Grades PK–5 · Laconia School District

    259 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.8%
Net yield (after ~40% expenses)2.9%
Annual rent$20,986

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,204
Loan principal$348,750
Down payment$87,187
Total interest paid$444,811

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.71
Monthly cost to own$2,996
Monthly rent$1,749

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 03246?
The typical home in 03246 is worth $435,937, based on the Zillow Home Value Index.
Are home values rising in 03246?
Home values in 03246 are up 2.4% over the past year, and up 7.9% a year over five years.
What is the typical rent in 03246?
A typical home in 03246 rents for about $1,749 a month, a gross rental yield of 4.8%.
What is the property tax rate in 03246?
The effective property tax rate in 03246 is 1.2% — roughly $5,137 a year on a typical home.
Who lives in 03246?
ZIP code 03246 has a population of 17,103 and a median household income of $73,241.

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