HousingHandbookReference data

U.S. ZIP Code · NH03856

Rockingham County · Boston-Cambridge-Newton, MA-NH

Typical home value

$856,811[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.5%
5-year / yr
+7.6%
10-year / yr
+6.8%

Relative price

vs U.S.
+201.6%
vs metro
+18.0%
vs state
+79.6%
ZIP 03856 location in NH
Location of ZIP 03856 in NH

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 03856 is worth $856,811 — 18.0% above the Boston-Cambridge-Newton, MA-NH median. Over the past year, values have fallen 0.5%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$12,824[3]

#Climate risk

FEMA National Risk Index ratings for Rockingham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively High
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
2,023[3]
Median household income
$197,885[3]

#Migration

Household moves in and out of Rockingham County over a year, from IRS tax-return data.

Net migration
+392[5]
Moved in
9,839
Moved out
9,447

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Newfields Elementary School

    Elementary · Grades K–5 · Newfields School District

    121 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,333
Loan principal$685,449
Down payment$171,362
Total interest paid$874,252

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,118
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
91st percentile[1]
Rental yield
[2]
Property tax
87th percentile[3]

Frequently asked

How much is a home worth in ZIP code 03856?
The typical home in 03856 is worth $856,811, based on the Zillow Home Value Index.
Are home values rising in 03856?
Home values in 03856 are down 0.5% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 03856?
The effective property tax rate in 03856 is 1.5% — roughly $12,824 a year on a typical home.
Who lives in 03856?
ZIP code 03856 has a population of 2,023 and a median household income of $197,885.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Boston, MA

    Typical home
    $860,306
    Gross yield
    4.1%
  • MA

    Typical home
    $852,697
    Gross yield
  • Medford, MA

    Typical home
    $846,766
    Gross yield
    4.7%
  • Ipswich CDP, MA

    Typical home
    $846,457
    Gross yield
  • MA

    Typical home
    $867,556
    Gross yield
  • MA

    Typical home
    $845,517
    Gross yield
    4.3%

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