How much is a home worth in ZIP code 04092?

The typical home in 04092 is worth $456,497, based on the Zillow Home Value Index.

Are home values rising in 04092?

Home values in 04092 are down 0.5% over the past year, and up 5.8% a year over five years.

What is the typical rent in 04092?

A typical home in 04092 rents for about $2,332 a month, a gross rental yield of 6.1%.

What is the property tax rate in 04092?

The effective property tax rate in 04092 is 1.0% — roughly $4,474 a year on a typical home.

ZIP code 04092 has a population of 20,775 and a median household income of $85,038.

HousingHandbookReference data

…

U.S. ZIP Code · ME04092

Cumberland County · Portland-South Portland, ME

Typical home value

$456,497^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.5%
5-year / yr: +5.8%
10-year / yr: +7.8%

Relative price

vs U.S.: +60.7%
vs metro: -9.8%
vs state: +35.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04092 is worth $456,497 — 9.8% below the Portland-South Portland, ME median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $2,332 a month — a 6.1% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,332^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.0%^[3]
Typical annual tax: $4,474^[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Low
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Very High

#Who lives here

Population: 20,775^[3]
Median household income: $85,038^[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration: +466^[5]
Moved in: 9,440
Moved out: 8,974

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 1

Westbrook Middle School
Middle · Grades 5–8 · Westbrook Public Schools
711 students
Westbrook High School
High · Grades 9–12 · Westbrook Public Schools
704 students
Saccarappa School
Elementary · Grades K–4 · Westbrook Public Schools
393 students
Congin School
Elementary · Grades PK–4 · Westbrook Public Schools
317 students
Oxford-Cumberland Canal School
Elementary · Grades K–4 · Westbrook Public Schools
185 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.7%

Annual rent$27,981

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,308

Loan principal$365,198

Down payment$91,299

Total interest paid$465,790

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.31

Monthly cost to own$3,062

Monthly rent$2,332

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 21st percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 57th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

7th for highest rental yield in MEView list →

Frequently asked

How much is a home worth in ZIP code 04092?: The typical home in 04092 is worth $456,497, based on the Zillow Home Value Index.
Are home values rising in 04092?: Home values in 04092 are down 0.5% over the past year, and up 5.8% a year over five years.
What is the typical rent in 04092?: A typical home in 04092 rents for about $2,332 a month, a gross rental yield of 6.1%.
What is the property tax rate in 04092?: The effective property tax rate in 04092 is 1.0% — roughly $4,474 a year on a typical home.
Who lives in 04092?: ZIP code 04092 has a population of 20,775 and a median household income of $85,038.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

04084 vs 04092 →
Standish CDP, ME
Typical home
$468,149
Gross yield
—
04086 vs 04092 →
Topsham CDP, ME
Typical home
$468,358
Gross yield
—
04042
ME
Typical home
$443,781
Gross yield
—
04093
ME
Typical home
$470,736
Gross yield
—
04002
Alfred CDP, ME
Typical home
$473,544
Gross yield
—
04015
Casco CDP, ME
Typical home
$438,947
Gross yield
—

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#Jump to section

U.S. ZIP Code · ME04092

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