HousingHandbookReference data

U.S. ZIP Code · ME04101

Cumberland County · Portland-South Portland, ME

Typical home value

$655,682[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+5.9%
10-year / yr
+6.9%

Relative price

vs U.S.
+130.8%
vs metro
+29.6%
vs state
+93.9%
ZIP 04101 location in ME
Location of ZIP 04101 in ME

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04101 is worth $655,682 — 29.6% above the Portland-South Portland, ME median. Over the past year, values have fallen 0.4%. Homes here rent for a typical $2,292 a month — a 4.2% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,292[2]
Gross yield
4.2%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$7,735[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
18,431[3]
Median household income
$63,880[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
+466[5]
Moved in
9,440
Moved out
8,974

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Portland High School

    High · Grades 9–12 · Portland Public Schools

    968 students

  • East End Community School

    Elementary · Grades PK–5 · Portland Public Schools

    396 students

  • Baxter Academy for Tech & Sciences

    High · Grades 9–12 · Baxter Academy for Technology and Science

    373 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.2%
Net yield (after ~40% expenses)2.5%
Annual rent$27,500

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,315
Loan principal$524,546
Down payment$131,136
Total interest paid$669,029

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.97
Monthly cost to own$4,507
Monthly rent$2,292

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
24th percentile[1]
Rental yield
21st percentile[2]
Property tax
89th percentile[3]

Frequently asked

How much is a home worth in ZIP code 04101?
The typical home in 04101 is worth $655,682, based on the Zillow Home Value Index.
Are home values rising in 04101?
Home values in 04101 are down 0.4% over the past year, and up 5.9% a year over five years.
What is the typical rent in 04101?
A typical home in 04101 rents for about $2,292 a month, a gross rental yield of 4.2%.
What is the property tax rate in 04101?
The effective property tax rate in 04101 is 1.2% — roughly $7,735 a year on a typical home.
Who lives in 04101?
ZIP code 04101 has a population of 18,431 and a median household income of $63,880.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Kittery CDP, ME

    Typical home
    $646,721
    Gross yield
    4.6%
  • ME

    Typical home
    $637,139
    Gross yield
  • ME

    Typical home
    $636,465
    Gross yield
  • Freeport CDP, ME

    Typical home
    $683,592
    Gross yield
  • Kennebunk CDP, ME

    Typical home
    $622,836
    Gross yield
  • Oak Hill CDP, ME

    Typical home
    $691,380
    Gross yield
    4.8%

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