HousingHandbookReference data

U.S. ZIP Code · ME04239

Franklin County

Typical home value

$218,205[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.4%
5-year / yr
+8.1%
10-year / yr
+7.7%

Relative price

vs U.S.
-23.2%
vs metro
vs state
-35.5%
ZIP 04239 location in ME
Location of ZIP 04239 in ME

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04239 is worth $218,205. Over the past year, values have fallen 1.4%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$2,653[3]

#Climate risk

FEMA National Risk Index ratings for Franklin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
4,657[3]
Median household income
$70,238[3]

#Migration

Household moves in and out of Franklin County over a year, from IRS tax-return data.

Net migration
+108[5]
Moved in
852
Moved out
744

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Spruce Mountain High School

    High · Grades 9–12 · RSU 73

    427 students

  • Spruce Mountain Middle School

    Middle · Grades 6–8 · RSU 73

    335 students

  • Spruce Mountain Elementary School

    Elementary · Grades 3–5 · RSU 73

    297 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,103
Loan principal$174,564
Down payment$43,641
Total interest paid$222,647

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,507
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 04239?
The typical home in 04239 is worth $218,205, based on the Zillow Home Value Index.
Are home values rising in 04239?
Home values in 04239 are down 1.4% over the past year, and up 8.1% a year over five years.
What is the property tax rate in 04239?
The effective property tax rate in 04239 is 1.2% — roughly $2,653 a year on a typical home.
Who lives in 04239?
ZIP code 04239 has a population of 4,657 and a median household income of $70,238.

Compare ZIPs

Pit ZIP 04239 against any other ZIP — full side-by-side table.

Compare 04239

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