HousingHandbookReference data

U.S. ZIP Code · ME04260

Cumberland County · Portland-South Portland, ME

Typical home value

$433,919[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.2%
5-year / yr
+5.5%
10-year / yr
+7.3%

Relative price

vs U.S.
+52.8%
vs metro
-14.2%
vs state
+28.3%
ZIP 04260 location in ME
Location of ZIP 04260 in ME

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04260 is worth $433,919 — 14.2% below the Portland-South Portland, ME median. Over the past year, values have risen 1.2%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,052[3]

#Climate risk

FEMA National Risk Index ratings for Cumberland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
5,766[3]
Median household income
$108,797[3]

#Migration

Household moves in and out of Cumberland County over a year, from IRS tax-return data.

Net migration
+466[5]
Moved in
9,440
Moved out
8,974

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Burchard A Dunn School

    Elementary · Grades PK–4 · RSU 15/MSAD 15

    349 students

  • Memorial School

    Elementary · Grades K–2 · RSU 15/MSAD 15

    190 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,194
Loan principal$347,135
Down payment$86,784
Total interest paid$442,752

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,892
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
19th percentile[1]
Rental yield
[2]
Property tax
49th percentile[3]

Frequently asked

How much is a home worth in ZIP code 04260?
The typical home in 04260 is worth $433,919, based on the Zillow Home Value Index.
Are home values rising in 04260?
Home values in 04260 are up 1.2% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 04260?
The effective property tax rate in 04260 is 0.9% — roughly $4,052 a year on a typical home.
Who lives in 04260?
ZIP code 04260 has a population of 5,766 and a median household income of $108,797.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Naples CDP, ME

    Typical home
    $433,407
    Gross yield
  • Steep Falls CDP, ME

    Typical home
    $430,969
    Gross yield
  • ME

    Typical home
    $429,129
    Gross yield
  • Casco CDP, ME

    Typical home
    $438,947
    Gross yield
  • ME

    Typical home
    $443,781
    Gross yield
  • ME

    Typical home
    $423,549
    Gross yield

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