HousingHandbookReference data

U.S. ZIP Code · ME04578

Lincoln County

Typical home value

$401,323[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.4%
5-year / yr
+7.6%
10-year / yr
+8.3%

Relative price

vs U.S.
+41.3%
vs metro
vs state
+18.7%
ZIP 04578 location in ME
Location of ZIP 04578 in ME

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 04578 is worth $401,323. Over the past year, values have risen 0.4%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$4,207[3]

#Climate risk

FEMA National Risk Index ratings for Lincoln County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Relatively Moderate
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
4,709[3]
Median household income
$81,063[3]

#Migration

Household moves in and out of Lincoln County over a year, from IRS tax-return data.

Net migration
+146[5]
Moved in
1,172
Moved out
1,026

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Wiscasset Middle/High School

    High · Grades 6–12 · Wiscasset Public Schools

    237 students

  • Wiscasset Elementary School

    Elementary · Grades PK–5 · Wiscasset Public Schools

    191 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,029
Loan principal$321,058
Down payment$80,265
Total interest paid$409,492

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,715
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 04578?
The typical home in 04578 is worth $401,323, based on the Zillow Home Value Index.
Are home values rising in 04578?
Home values in 04578 are up 0.4% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 04578?
The effective property tax rate in 04578 is 1.0% — roughly $4,207 a year on a typical home.
Who lives in 04578?
ZIP code 04578 has a population of 4,709 and a median household income of $81,063.

Compare ZIPs

Pit ZIP 04578 against any other ZIP — full side-by-side table.

Compare 04578

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