HousingHandbookReference data

U.S. ZIP Code · VT05401

Chittenden County · Burlington-South Burlington, VT

Typical home value

$562,528[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
+4.3%
10-year / yr
+5.3%

Relative price

vs U.S.
+98.0%
vs metro
+22.5%
vs state
+60.9%
ZIP 05401 location in VT
Location of ZIP 05401 in VT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 05401 is worth $562,528 — 22.5% above the Burlington-South Burlington, VT median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $2,033 a month — a 4.3% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,033[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$8,212[3]

#Climate risk

FEMA National Risk Index ratings for Chittenden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
31,662[3]
Median household income
$65,657[3]

#Migration

Household moves in and out of Chittenden County over a year, from IRS tax-return data.

Net migration
-245[5]
Moved in
5,031
Moved out
5,276

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
6
Middle
2
High
1
  • Champlain School

    Elementary · Grades PK–5 · Burlington School District

    544 students

  • Edmunds Middle School

    Middle · Grades 6–8 · Burlington School District

    353 students

  • Lyman C. Hunt Middle School

    Middle · Grades 6–8 · Burlington School District

    329 students

  • J. J. Flynn School

    Elementary · Grades PK–5 · Burlington School District

    310 students

  • C. P. Smith School

    Elementary · Grades PK–5 · Burlington School District

    260 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$24,395

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,844
Loan principal$450,022
Down payment$112,506
Total interest paid$573,978

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.97
Monthly cost to own$3,998
Monthly rent$2,033

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
23rd percentile[1]
Rental yield
17th percentile[2]
Property tax
59th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 05401?
The typical home in 05401 is worth $562,528, based on the Zillow Home Value Index.
Are home values rising in 05401?
Home values in 05401 are down 1.3% over the past year, and up 4.3% a year over five years.
What is the typical rent in 05401?
A typical home in 05401 rents for about $2,033 a month, a gross rental yield of 4.3%.
What is the property tax rate in 05401?
The effective property tax rate in 05401 is 1.5% — roughly $8,212 a year on a typical home.
Who lives in 05401?
ZIP code 05401 has a population of 31,662 and a median household income of $65,657.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Jericho, VT

    Typical home
    $557,730
    Gross yield
  • Hinesburg CDP, VT

    Typical home
    $554,508
    Gross yield
  • Richmond CDP, VT

    Typical home
    $551,506
    Gross yield
  • Underhill Flats CDP, VT

    Typical home
    $573,781
    Gross yield
  • St. George CDP, VT

    Typical home
    $587,492
    Gross yield
  • VT

    Typical home
    $527,110
    Gross yield

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