HousingHandbookReference data

U.S. ZIP Code · VT05446

Chittenden County · Burlington-South Burlington, VT

Typical home value

$486,740[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.9%
5-year / yr
+8.1%
10-year / yr
+7.2%

Relative price

vs U.S.
+71.3%
vs metro
+6.0%
vs state
+39.2%
ZIP 05446 location in VT
Location of ZIP 05446 in VT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 05446 is worth $486,740 — 6.0% above the Burlington-South Burlington, VT median. Over the past year, values have risen 0.9%. Homes here rent for a typical $2,123 a month — a 5.2% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,123[2]
Gross yield
5.2%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$6,372[3]

#Climate risk

FEMA National Risk Index ratings for Chittenden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
16,452[3]
Median household income
$97,475[3]

#Migration

Household moves in and out of Chittenden County over a year, from IRS tax-return data.

Net migration
-245[5]
Moved in
5,031
Moved out
5,276

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • Colchester High School

    High · Grades 9–12 · Colchester School District

    718 students

  • Porters Point School

    Elementary · Grades PK–2 · Colchester School District

    497 students

  • Malletts Bay School

    Elementary · Grades 3–5 · Colchester School District

    494 students

  • Colchester Middle School

    Middle · Grades 6–8 · Colchester School District

    482 students

  • Union Memorial School

    Elementary · Grades PK–2 · Colchester School District

    211 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.2%
Net yield (after ~40% expenses)3.1%
Annual rent$25,470

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,461
Loan principal$389,392
Down payment$97,348
Total interest paid$496,648

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.60
Monthly cost to own$3,398
Monthly rent$2,123

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
50th percentile[2]
Property tax
22nd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 05446?
The typical home in 05446 is worth $486,740, based on the Zillow Home Value Index.
Are home values rising in 05446?
Home values in 05446 are up 0.9% over the past year, and up 8.1% a year over five years.
What is the typical rent in 05446?
A typical home in 05446 rents for about $2,123 a month, a gross rental yield of 5.2%.
What is the property tax rate in 05446?
The effective property tax rate in 05446 is 1.3% — roughly $6,372 a year on a typical home.
Who lives in 05446?
ZIP code 05446 has a population of 16,452 and a median household income of $97,475.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • South Burlington, VT

    Typical home
    $482,347
    Gross yield
    6.5%
  • Essex Junction, VT

    Typical home
    $479,900
    Gross yield
    4.7%
  • VT

    Typical home
    $496,628
    Gross yield
  • Fairfax CDP, VT

    Typical home
    $461,268
    Gross yield
  • Burlington, VT

    Typical home
    $459,076
    Gross yield
    7.3%
  • Huntington CDP, VT

    Typical home
    $456,601
    Gross yield

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