HousingHandbookReference data

U.S. ZIP Code · NJ07070

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$746,855[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.5%
5-year / yr
+5.1%
10-year / yr
+5.2%

Relative price

vs U.S.
+162.9%
vs metro
+2.4%
vs state
+31.1%
ZIP 07070 location in NJ
Location of ZIP 07070 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07070 is worth $746,855 — 2.4% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.5%. Homes here rent for a typical $2,278 a month — a 3.7% gross rental yield. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,278[2]
Gross yield
3.7%[2]
Cap rate
2.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$15,023[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
18,894[3]
Median household income
$143,153[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
2
High
1
  • Rutherford High School

    High · Grades 9–12 · Rutherford School District

    736 students

  • Pierrepont School

    Middle · Grades 4–6 · Rutherford School District

    568 students

  • Lincoln School

    Elementary · Grades PK–3 · Rutherford School District

    484 students

  • Union School

    Middle · Grades 7–8 · Rutherford School District

    384 students

  • Washington School

    Elementary · Grades 1–3 · Rutherford School District

    319 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.7%
Net yield (after ~40% expenses)2.2%
Annual rent$27,336

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,777
Loan principal$597,484
Down payment$149,371
Total interest paid$762,058

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.48
Monthly cost to own$5,650
Monthly rent$2,278

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
29th percentile[1]
Rental yield
15th percentile[2]
Property tax
72nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 07070?
The typical home in 07070 is worth $746,855, based on the Zillow Home Value Index.
Are home values rising in 07070?
Home values in 07070 are up 5.5% over the past year, and up 5.1% a year over five years.
What is the typical rent in 07070?
A typical home in 07070 rents for about $2,278 a month, a gross rental yield of 3.7%.
What is the property tax rate in 07070?
The effective property tax rate in 07070 is 2.0% — roughly $15,023 a year on a typical home.
Who lives in 07070?
ZIP code 07070 has a population of 18,894 and a median household income of $143,153.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $747,190
    Gross yield
    4.6%
  • Orangeburg CDP, NY

    Typical home
    $746,261
    Gross yield
  • Barnum Island CDP, NY

    Typical home
    $747,474
    Gross yield
    6.1%
  • Lynbrook, NY

    Typical home
    $746,007
    Gross yield
    4.6%
  • Yonkers, NY

    Typical home
    $745,889
    Gross yield
    4.9%
  • Thiells CDP, NY

    Typical home
    $745,785
    Gross yield

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