HousingHandbookReference data

U.S. ZIP Code · NJ07075

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$698,951[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+5.9%
10-year / yr
+5.8%

Relative price

vs U.S.
+146.1%
vs metro
-4.2%
vs state
+22.7%
ZIP 07075 location in NJ
Location of ZIP 07075 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07075 is worth $698,951 — 4.2% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 4.7%. Homes here rent for a typical $2,715 a month — a 4.7% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,715[2]
Gross yield
4.7%[2]
Cap rate
2.8%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$13,576[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
10,218[3]
Median household income
$136,108[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Wood-Ridge Jr/Sr High School

    High · Grades 7–12 · Wood-Ridge School District

    522 students

  • Catherine E. Doyle Elementary School

    Elementary · Grades PK–3 · Wood-Ridge School District

    478 students

  • Wood-Ridge Intermediate School

    Middle · Grades 4–6 · Wood-Ridge School District

    232 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.7%
Net yield (after ~40% expenses)2.8%
Annual rent$32,577

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,534
Loan principal$559,161
Down payment$139,790
Total interest paid$713,179

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.93
Monthly cost to own$5,247
Monthly rent$2,715

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
38th percentile[2]
Property tax
66th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07075?
The typical home in 07075 is worth $698,951, based on the Zillow Home Value Index.
Are home values rising in 07075?
Home values in 07075 are up 4.7% over the past year, and up 5.9% a year over five years.
What is the typical rent in 07075?
A typical home in 07075 rents for about $2,715 a month, a gross rental yield of 4.7%.
What is the property tax rate in 07075?
The effective property tax rate in 07075 is 1.9% — roughly $13,576 a year on a typical home.
Who lives in 07075?
ZIP code 07075 has a population of 10,218 and a median household income of $136,108.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Oakdale CDP, NY

    Typical home
    $698,130
    Gross yield
  • Yonkers, NY

    Typical home
    $700,398
    Gross yield
    4.4%
  • Brookhaven CDP, NY

    Typical home
    $697,020
    Gross yield
  • New York, NY

    Typical home
    $696,856
    Gross yield
    5.2%
  • Red Bank, NJ

    Typical home
    $701,672
    Gross yield
    5.3%
  • Blue Point CDP, NY

    Typical home
    $695,900
    Gross yield

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