HousingHandbookReference data

U.S. ZIP Code · NJ07076

Union County · New York-Newark-Jersey City, NY-NJ

Typical home value

$829,727[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.9%
5-year / yr
+7.1%
10-year / yr
+5.0%

Relative price

vs U.S.
+192.1%
vs metro
+13.7%
vs state
+45.7%
ZIP 07076 location in NJ
Location of ZIP 07076 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07076 is worth $829,727 — 13.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.9%. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.1%[3]
Typical annual tax
$17,556[3]

#Climate risk

FEMA National Risk Index ratings for Union County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
24,843[3]
Median household income
$183,655[3]

#Migration

Household moves in and out of Union County over a year, from IRS tax-return data.

Net migration
-1,953[5]
Moved in
15,002
Moved out
16,955

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
16
Elementary
5
Middle
2
High
8
  • Scotch Plains-Fanwood High School

    High · Grades 9–12 · Scotch Plains-Fanwood School District

    1,551 students

  • Malcolm E Nettingham Middle School

    Middle · Grades 5–8 · Scotch Plains-Fanwood School District

    933 students

  • Terrill Middle School

    Middle · Grades 5–8 · Scotch Plains-Fanwood School District

    834 students

  • William J. McGinn Elementary School

    Elementary · Grades K–4 · Scotch Plains-Fanwood School District

    549 students

  • J. Ackerman Coles Elementary School

    Elementary · Grades PK–4 · Scotch Plains-Fanwood School District

    548 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,196
Loan principal$663,782
Down payment$165,945
Total interest paid$846,617

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,353
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
73rd percentile[1]
Rental yield
[2]
Property tax
80th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07076?
The typical home in 07076 is worth $829,727, based on the Zillow Home Value Index.
Are home values rising in 07076?
Home values in 07076 are up 5.9% over the past year, and up 7.1% a year over five years.
What is the property tax rate in 07076?
The effective property tax rate in 07076 is 2.1% — roughly $17,556 a year on a typical home.
Who lives in 07076?
ZIP code 07076 has a population of 24,843 and a median household income of $183,655.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. James CDP, NY

    Typical home
    $829,218
    Gross yield
  • New York, NY

    Typical home
    $831,479
    Gross yield
  • Carle Place CDP, NY

    Typical home
    $832,663
    Gross yield
  • New York, NY

    Typical home
    $835,948
    Gross yield
  • New York, NY

    Typical home
    $823,469
    Gross yield
    4.1%
  • Brightwaters, NY

    Typical home
    $822,549
    Gross yield

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