How much is a home worth in ZIP code 07095?

The typical home in 07095 is worth $480,554, based on the Zillow Home Value Index.

Are home values rising in 07095?

Home values in 07095 are up 5.1% over the past year, and up 8.7% a year over five years.

What is the typical rent in 07095?

A typical home in 07095 rents for about $2,511 a month, a gross rental yield of 6.3%.

What is the property tax rate in 07095?

The effective property tax rate in 07095 is 2.3% — roughly $11,146 a year on a typical home.

ZIP code 07095 has a population of 20,756 and a median household income of $104,926.

HousingHandbookReference data

…

U.S. ZIP Code · NJ07095

Middlesex County · New York-Newark-Jersey City, NY-NJ

Typical home value

$480,554^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.1%
5-year / yr: +8.7%
10-year / yr: +7.4%

Relative price

vs U.S.: +69.2%
vs metro: -34.1%
vs state: -15.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07095 is worth $480,554 — 34.1% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.1%. Homes here rent for a typical $2,511 a month — a 6.3% gross rental yield. The effective property tax rate is 2.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,511^[2]
Gross yield: 6.3%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.3%^[3]
Typical annual tax: $11,146^[3]

#Climate risk

FEMA National Risk Index ratings for Middlesex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively High
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 20,756^[3]
Median household income: $104,926^[3]

#Migration

Household moves in and out of Middlesex County over a year, from IRS tax-return data.

Net migration: -3,628^[5]
Moved in: 21,716
Moved out: 25,344

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 2
Middle: 1
High: 2

Woodbridge High School
High · Grades 9–12 · Woodbridge Township School District
1,654 students
Ross Street Elementary School
Elementary · Grades K–5 · Woodbridge Township School District
640 students
Woodbridge Middle School
Middle · Grades 6–8 · Woodbridge Township School District
538 students
Mawbey Street Elementary School
Elementary · Grades K–5 · Woodbridge Township School District
326 students
Woodbridge Academy Magnet School
High · Grades 9–12 · Middlesex County Vocational and Technical School District
285 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.3%

Net yield (after ~40% expenses)3.8%

Annual rent$30,132

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,430

Loan principal$384,443

Down payment$96,111

Total interest paid$490,336

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.50

Monthly cost to own$3,759

Monthly rent$2,511

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 95th percentile^[1]
Rental yield: 84th percentile^[2]
Property tax: 93rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 07095?: The typical home in 07095 is worth $480,554, based on the Zillow Home Value Index.
Are home values rising in 07095?: Home values in 07095 are up 5.1% over the past year, and up 8.7% a year over five years.
What is the typical rent in 07095?: A typical home in 07095 rents for about $2,511 a month, a gross rental yield of 6.3%.
What is the property tax rate in 07095?: The effective property tax rate in 07095 is 2.3% — roughly $11,146 a year on a typical home.
Who lives in 07095?: ZIP code 07095 has a population of 20,756 and a median household income of $104,926.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

07421 vs 07095 →
Hewitt CDP, NJ
Typical home
$480,397
Gross yield
—
08835 vs 07095 →
Manville, NJ
Typical home
$479,550
Gross yield
4.7%
10457
New York, NY
Typical home
$478,926
Gross yield
6.8%
10455
New York, NY
Typical home
$478,730
Gross yield
7.4%
07857
Netcong, NJ
Typical home
$484,462
Gross yield
—
07522
Paterson, NJ
Typical home
$475,984
Gross yield
5.1%

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#Jump to section

U.S. ZIP Code · NJ07095

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