U.S. ZIP Code · NJ07446
Bergen County · New York-Newark-Jersey City, NY-NJ
Appreciation
- 1-year
- +8.1%
- 5-year / yr
- +6.7%
- 10-year / yr
- +4.8%
Relative price
- vs U.S.
- +207.5%
- vs metro
- +19.7%
- vs state
- +53.4%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 07446 is worth $873,403 — 19.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 8.1%. The effective property tax rate is 2.1%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively High
- Coastal flood
- Very High
- Wildfire
- Very Low
- Drought
- Relatively Low
- Heat wave
- Relatively High
- Hurricane
- Relatively Moderate
- Tornado
- Relatively High
- Earthquake
- Relatively Moderate
- Winter weather
- Very High
#Who lives here
#Migration
Household moves in and out of Bergen County over a year, from IRS tax-return data.
- Net migration
- -2,294[5]
- Moved in
- 22,624
- Moved out
- 24,918
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 5
- Elementary
- 3
- Middle
- 1
- High
- 1
Ramsey High School
High · Grades 9–12 · Ramsey School District
773 students
Eric S. Smith Middle School
Middle · Grades 6–8 · Ramsey School District
628 students
Mary A. Hubbard Elementary School
Elementary · Grades PK–3 · Ramsey School District
345 students
John Y Dater Elementary School
Elementary · Grades 4–5 · Ramsey School District
322 students
Wesley D Tisdale Elementary School
Elementary · Grades PK–3 · Ramsey School District
320 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 07446?
- The typical home in 07446 is worth $873,403, based on the Zillow Home Value Index.
- Are home values rising in 07446?
- Home values in 07446 are up 8.1% over the past year, and up 6.7% a year over five years.
- What is the property tax rate in 07446?
- The effective property tax rate in 07446 is 2.1% — roughly $18,331 a year on a typical home.
- Who lives in 07446?
- ZIP code 07446 has a population of 14,805 and a median household income of $160,996.
#Comparable ZIPs
Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.
Valhalla CDP, NY
- Typical home
- $872,915
- Gross yield
- —
NJ
- Typical home
- $874,471
- Gross yield
- 4.6%
Neshanic Station CDP, NJ
- Typical home
- $872,014
- Gross yield
- —
Chestnut Ridge, NY
- Typical home
- $874,890
- Gross yield
- —
New York, NY
- Typical home
- $870,940
- Gross yield
- 3.5%
New York, NY
- Typical home
- $876,713
- Gross yield
- 3.2%
Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →
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Pit ZIP 07446 against any other ZIP — full side-by-side table.
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