HousingHandbookReference data

U.S. ZIP Code · NJ07450

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,225,265[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.9%
5-year / yr
+8.0%
10-year / yr
+5.0%

Relative price

vs U.S.
+331.3%
vs metro
+67.9%
vs state
+115.1%
ZIP 07450 location in NJ
Location of ZIP 07450 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07450 is worth $1,225,265 — 67.9% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 7.9%. Homes here rent for a typical $4,183 a month — a 4.1% gross rental yield. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$4,183[2]
Gross yield
4.1%[2]
Cap rate
2.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$24,715[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
26,308[3]
Median household income
$208,211[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Ridge Elementary School

    Elementary · Grades K–5 · Ridgewood Public School District

    444 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.1%
Net yield (after ~40% expenses)2.5%
Annual rent$50,200

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$6,196
Loan principal$980,212
Down payment$245,053
Total interest paid$1,250,206

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.22
Monthly cost to own$9,279
Monthly rent$4,183

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
89th percentile[1]
Rental yield
22nd percentile[2]
Property tax
72nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 07450?
The typical home in 07450 is worth $1,225,265, based on the Zillow Home Value Index.
Are home values rising in 07450?
Home values in 07450 are up 7.9% over the past year, and up 8.0% a year over five years.
What is the typical rent in 07450?
A typical home in 07450 rents for about $4,183 a month, a gross rental yield of 4.1%.
What is the property tax rate in 07450?
The effective property tax rate in 07450 is 2.0% — roughly $24,715 a year on a typical home.
Who lives in 07450?
ZIP code 07450 has a population of 26,308 and a median household income of $208,211.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $1,225,513
    Gross yield
    3.5%
  • New York, NY

    Typical home
    $1,227,041
    Gross yield
    2.7%
  • Cutchogue CDP, NY

    Typical home
    $1,222,860
    Gross yield
  • Lattingtown, NY

    Typical home
    $1,229,167
    Gross yield
  • New York, NY

    Typical home
    $1,218,717
    Gross yield
    3.9%
  • Haworth, NJ

    Typical home
    $1,216,131
    Gross yield

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