HousingHandbookReference data

U.S. ZIP Code · NJ07458

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,603,496[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.6%
5-year / yr
+7.1%
10-year / yr
+4.0%

Relative price

vs U.S.
+464.5%
vs metro
+119.8%
vs state
+181.5%
ZIP 07458 location in NJ
Location of ZIP 07458 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07458 is worth $1,603,496 — 119.8% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.6%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$20,029[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
11,828[3]
Median household income
$244,022[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
1
High
0
  • Emil A. Cavallini Middle School

    Middle · Grades 6–8 · Upper Saddle River School District

    387 students

  • Edith A. Bogert Elementary School

    Elementary · Grades 3–5 · Upper Saddle River School District

    361 students

  • Robert D Reynolds Primary School

    Elementary · Grades PK–2 · Upper Saddle River School District

    345 students

  • Wandell School

    Elementary · Grades PK–5 · Saddle River School District

    115 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$8,108
Loan principal$1,282,797
Down payment$320,699
Total interest paid$1,636,136

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$11,115
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
73rd percentile[1]
Rental yield
[2]
Property tax
28th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07458?
The typical home in 07458 is worth $1,603,496, based on the Zillow Home Value Index.
Are home values rising in 07458?
Home values in 07458 are up 6.6% over the past year, and up 7.1% a year over five years.
What is the property tax rate in 07458?
The effective property tax rate in 07458 is 1.2% — roughly $20,029 a year on a typical home.
Who lives in 07458?
ZIP code 07458 has a population of 11,828 and a median household income of $244,022.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $1,598,622
    Gross yield
  • Lake Success, NY

    Typical home
    $1,610,368
    Gross yield
  • Bedford CDP, NY

    Typical home
    $1,590,162
    Gross yield
  • Franklin Lakes, NJ

    Typical home
    $1,585,835
    Gross yield
    2.4%
  • Westhampton CDP, NY

    Typical home
    $1,625,115
    Gross yield
  • New York, NY

    Typical home
    $1,567,992
    Gross yield
    3.2%

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