HousingHandbookReference data

U.S. ZIP Code · NJ07630

Bergen County · New York-Newark-Jersey City, NY-NJ

Typical home value

$784,874[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.1%
5-year / yr
+5.7%
10-year / yr
+4.5%

Relative price

vs U.S.
+176.3%
vs metro
+7.6%
vs state
+37.8%
ZIP 07630 location in NJ
Location of ZIP 07630 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07630 is worth $784,874 — 7.6% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.1%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$17,234[3]

#Climate risk

FEMA National Risk Index ratings for Bergen County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
7,305[3]
Median household income
$155,536[3]

#Migration

Household moves in and out of Bergen County over a year, from IRS tax-return data.

Net migration
-2,294[5]
Moved in
22,624
Moved out
24,918

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Emerson Jr Sr High

    High · Grades 7–12 · Emerson Public School District

    446 students

  • Memorial School

    Elementary · Grades PK–3 · Emerson Public School District

    378 students

  • Patrick M Villano School

    Middle · Grades 4–6 · Emerson Public School District

    235 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,969
Loan principal$627,899
Down payment$156,975
Total interest paid$800,851

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,062
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
41st percentile[1]
Rental yield
[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07630?
The typical home in 07630 is worth $784,874, based on the Zillow Home Value Index.
Are home values rising in 07630?
Home values in 07630 are up 6.1% over the past year, and up 5.7% a year over five years.
What is the property tax rate in 07630?
The effective property tax rate in 07630 is 2.2% — roughly $17,234 a year on a typical home.
Who lives in 07630?
ZIP code 07630 has a population of 7,305 and a median household income of $155,536.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hauppauge CDP, NY

    Typical home
    $784,811
    Gross yield
    5.0%
  • West Nyack CDP, NY

    Typical home
    $786,007
    Gross yield
  • New York, NY

    Typical home
    $783,409
    Gross yield
  • Montebello, NY

    Typical home
    $783,082
    Gross yield
    5.1%
  • West Hempstead CDP, NY

    Typical home
    $782,289
    Gross yield
  • New York, NY

    Typical home
    $781,770
    Gross yield
    6.7%

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