How much is a home worth in ZIP code 07712?

The typical home in 07712 is worth $737,682, based on the Zillow Home Value Index.

Are home values rising in 07712?

Home values in 07712 are up 3.2% over the past year, and up 6.8% a year over five years.

What is the typical rent in 07712?

A typical home in 07712 rents for about $2,715 a month, a gross rental yield of 4.4%.

What is the property tax rate in 07712?

The effective property tax rate in 07712 is 1.6% — roughly $11,474 a year on a typical home.

ZIP code 07712 has a population of 40,194 and a median household income of $96,725.

HousingHandbookReference data

…

U.S. ZIP Code · NJ07712

Monmouth County · New York-Newark-Jersey City, NY-NJ

Typical home value

$737,682^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.2%
5-year / yr: +6.8%
10-year / yr: +6.9%

Relative price

vs U.S.: +159.7%
vs metro: +1.1%
vs state: +29.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07712 is worth $737,682 — 1.1% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 3.2%. Homes here rent for a typical $2,715 a month — a 4.4% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,715^[2]
Gross yield: 4.4%^[2]
Cap rate: 2.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $11,474^[3]

#Climate risk

FEMA National Risk Index ratings for Monmouth County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively High
Wildfire: Relatively Low
Drought: Relatively Moderate
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 40,194^[3]
Median household income: $96,725^[3]

#Migration

Household moves in and out of Monmouth County over a year, from IRS tax-return data.

Net migration: -1,755^[5]
Moved in: 13,705
Moved out: 15,460

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 11
Elementary: 5
Middle: 2
High: 3

Township of Ocean Intermediate School
Middle · Grades 5–8 · Township of Ocean School District
861 students
Wayside Elementary School
Elementary · Grades PK–4 · Township of Ocean School District
590 students
Asbury Park High School
High · Grades 9–12 · Asbury Park School District
370 students
Wanamassa Elementary School
Elementary · Grades PK–4 · Township of Ocean School District
357 students
Bradley Elementary School
Elementary · Grades PK–5 · Asbury Park School District
336 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.4%

Net yield (after ~40% expenses)2.6%

Annual rent$32,579

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,730

Loan principal$590,146

Down payment$147,536

Total interest paid$752,698

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.95

Monthly cost to own$5,304

Monthly rent$2,715

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 66th percentile^[1]
Rental yield: 29th percentile^[2]
Property tax: 38th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 07712?: The typical home in 07712 is worth $737,682, based on the Zillow Home Value Index.
Are home values rising in 07712?: Home values in 07712 are up 3.2% over the past year, and up 6.8% a year over five years.
What is the typical rent in 07712?: A typical home in 07712 rents for about $2,715 a month, a gross rental yield of 4.4%.
What is the property tax rate in 07712?: The effective property tax rate in 07712 is 1.6% — roughly $11,474 a year on a typical home.
Who lives in 07712?: ZIP code 07712 has a population of 40,194 and a median household income of $96,725.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

08553 vs 07712 →
Rocky Hill, NJ
Typical home
$737,336
Gross yield
—
07463 vs 07712 →
Waldwick, NJ
Typical home
$738,163
Gross yield
—
07470
Preakness CDP, NJ
Typical home
$737,181
Gross yield
4.1%
10962
Orangeburg CDP, NY
Typical home
$738,354
Gross yield
—
11754
Kings Park CDP, NY
Typical home
$739,670
Gross yield
—
07853
Long Valley CDP, NJ
Typical home
$735,659
Gross yield
—

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#Jump to section

U.S. ZIP Code · NJ07712

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