HousingHandbookReference data

U.S. ZIP Code · NJ07731

Monmouth County · New York-Newark-Jersey City, NY-NJ

Typical home value

$667,458[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.1%
5-year / yr
+9.1%
10-year / yr
+7.5%

Relative price

vs U.S.
+135.0%
vs metro
-8.5%
vs state
+17.2%
ZIP 07731 location in NJ
Location of ZIP 07731 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07731 is worth $667,458 — 8.5% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 3.1%. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$12,153[3]

#Climate risk

FEMA National Risk Index ratings for Monmouth County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
40,322[3]
Median household income
$134,056[3]

#Migration

Household moves in and out of Monmouth County over a year, from IRS tax-return data.

Net migration
-1,755[5]
Moved in
13,705
Moved out
15,460

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
6
Middle
1
High
0
  • Howell Township Middle School South

    Middle · Grades 6–8 · Howell Township Public School District

    835 students

  • Land O'Pines Elementary School

    Elementary · Grades PK–2 · Howell Township Public School District

    470 students

  • Taunton Elementary School

    Elementary · Grades PK–2 · Howell Township Public School District

    447 students

  • Greenville Elementary School

    Elementary · Grades PK–2 · Howell Township Public School District

    445 students

  • Ramtown Elementary School

    Elementary · Grades 3–5 · Howell Township Public School District

    399 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,375
Loan principal$533,966
Down payment$133,492
Total interest paid$681,044

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,944
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
97th percentile[1]
Rental yield
[2]
Property tax
55th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07731?
The typical home in 07731 is worth $667,458, based on the Zillow Home Value Index.
Are home values rising in 07731?
Home values in 07731 are up 3.1% over the past year, and up 9.1% a year over five years.
What is the property tax rate in 07731?
The effective property tax rate in 07731 is 1.8% — roughly $12,153 a year on a typical home.
Who lives in 07731?
ZIP code 07731 has a population of 40,322 and a median household income of $134,056.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Heritage Hills CDP, NY

    Typical home
    $667,600
    Gross yield
  • Rainbow Lakes CDP, NJ

    Typical home
    $666,298
    Gross yield
  • Wallington, NJ

    Typical home
    $669,581
    Gross yield
    4.4%
  • Carlstadt, NJ

    Typical home
    $664,980
    Gross yield
  • New York, NY

    Typical home
    $670,043
    Gross yield
  • Uniondale CDP, NY

    Typical home
    $664,415
    Gross yield
    6.2%

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