HousingHandbookReference data

U.S. ZIP Code · NJ07739

Monmouth County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,133,585[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+8.8%
5-year / yr
+8.6%
10-year / yr
+6.1%

Relative price

vs U.S.
+299.1%
vs metro
+55.4%
vs state
+99.0%
ZIP 07739 location in NJ
Location of ZIP 07739 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07739 is worth $1,133,585 — 55.4% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 8.8%. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$17,996[3]

#Climate risk

FEMA National Risk Index ratings for Monmouth County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
6,105[3]
Median household income
$240,853[3]

#Migration

Household moves in and out of Monmouth County over a year, from IRS tax-return data.

Net migration
-1,755[5]
Moved in
13,705
Moved out
15,460

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Red Bank Regional High School

    High · Grades 9–12 · Red Bank Regional School District

    1,297 students

  • Point Road School

    Elementary · Grades PK–4 · Little Silver Boro School District

    396 students

  • Markham Place School

    Middle · Grades 5–8 · Little Silver Boro School District

    320 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,732
Loan principal$906,868
Down payment$226,717
Total interest paid$1,156,660

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$8,179
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
93rd percentile[1]
Rental yield
[2]
Property tax
40th percentile[3]

Frequently asked

How much is a home worth in ZIP code 07739?
The typical home in 07739 is worth $1,133,585, based on the Zillow Home Value Index.
Are home values rising in 07739?
Home values in 07739 are up 8.8% over the past year, and up 8.6% a year over five years.
What is the property tax rate in 07739?
The effective property tax rate in 07739 is 1.6% — roughly $17,996 a year on a typical home.
Who lives in 07739?
ZIP code 07739 has a population of 6,105 and a median household income of $240,853.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $1,134,963
    Gross yield
    3.1%
  • NJ

    Typical home
    $1,126,944
    Gross yield
    3.0%
  • New York, NY

    Typical home
    $1,126,729
    Gross yield
    3.2%
  • New York, NY

    Typical home
    $1,141,084
    Gross yield
    4.5%
  • Franklin Lakes, NJ

    Typical home
    $1,141,493
    Gross yield
  • New York, NY

    Typical home
    $1,123,498
    Gross yield
    5.0%

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