HousingHandbookReference data

U.S. ZIP Code · NJ07865

Warren County · Allentown-Bethlehem-Easton, PA-NJ

Typical home value

$503,079[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.5%
10-year / yr
+5.1%

Relative price

vs U.S.
+77.1%
vs metro
+35.5%
vs state
-11.7%
ZIP 07865 location in NJ
Location of ZIP 07865 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 07865 is worth $503,079 — 35.5% above the Allentown-Bethlehem-Easton, PA-NJ median. Over the past year, values have risen 1.8%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$11,123[3]

#Climate risk

FEMA National Risk Index ratings for Warren County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
2,825[3]
Median household income
$108,056[3]

#Migration

Household moves in and out of Warren County over a year, from IRS tax-return data.

Net migration
+21[5]
Moved in
3,259
Moved out
3,238

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Mansfield Township Elementary

    Elementary · Grades PK–6 · Mansfield Township Elementary School District

    580 students

  • WARREN REGIONAL SCHOOL

    High · Grades 9–12 · OFFICE OF EDUCATION DEPARTMENT OF CHILDREN AND FAMILIES

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,544
Loan principal$402,463
Down payment$100,616
Total interest paid$513,320

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,890
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
6th percentile[1]
Rental yield
[2]
Property tax
92nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 07865?
The typical home in 07865 is worth $503,079, based on the Zillow Home Value Index.
Are home values rising in 07865?
Home values in 07865 are up 1.8% over the past year, and up 5.5% a year over five years.
What is the property tax rate in 07865?
The effective property tax rate in 07865 is 2.2% — roughly $11,123 a year on a typical home.
Who lives in 07865?
ZIP code 07865 has a population of 2,825 and a median household income of $108,056.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Marksboro CDP, NJ

    Typical home
    $501,467
    Gross yield
  • Coopersburg, PA

    Typical home
    $501,108
    Gross yield
    6.1%
  • Stewartsville CDP, NJ

    Typical home
    $505,360
    Gross yield
  • PA

    Typical home
    $497,550
    Gross yield
  • Hackettstown, NJ

    Typical home
    $491,873
    Gross yield
    6.5%
  • Laurys Station CDP, PA

    Typical home
    $487,222
    Gross yield

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